Transact hassle-free with Appiapay

Appiapay opens you to a world of ease in sending and receiving money, transacting seamlessly with vendors and paying for utilities in seconds. Enjoy affordable rates and 5 free transfers when you sign up today.

With Appiapay, you can do all these and much more.

Generate Virtual ATM cards

Not with a debit card? No worries, with Appiapay virtual card, safely make online transactions anytime, anywhere.

Utility & Bill Payment

Paying your utility bills just got easier, faster and more secure with Appiapay.

Escrow Account

No one should be a victim to scammers Appiapay provides payment security for both businesses and individuals.

An app that has got you covered

Want to make payment, send and receive funds without the stress of logging in into different apps? Follow the steps below.

Download the app

Available on Android and iOS devices.

Register an account

Registration takes less than a minute.

Start Transacting

Start making seamless transactions and earning points on the platform.


We take your security and privacy seriously

Advanced fraud detection

Your data is stored and encrypted using strong cryptography. We scan our systems daily against security threats.

Your money is safe with us

We are compliant with DCI and PSS. Your transactions are always encrypted and secured.


The world’s most innovative companies are our partners

Manage your time with convenience

Making online transaction easy, accessible and secure for you. Pay your utility bills, send and receive funds with ease all on the same app.

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