Smart Payments, Smarter Living.
AppiaPay makes money management effortless. Send funds, buy airtime and data, and create virtual cards—all from one powerful app.
*AppiaPay is currently available in Nigeria and South Africa.
Our Partners
Fast transactions,
zero hidden charges!
Send money instantly, without the drama or the fees. Whether it’s airtime, data, or cash—they get it fast, and you stay in control.
Experience
Super-fast transfers
Send money to your loved ones in just minutes. No more waiting, no more hassle.
Enjoy
Zero fees
Send money to other AppiaPay users completely free. No fees, no hidden charges.
Create
Virtual Cards
Whether it’s Amazon, Netflix, or Uber Eats, your AppiaPay virtual card has you covered.
Fast. Easy. Next-Gen Payments.
Recharge in Seconds. Anytime, Anywhere
Whether it’s data or airtime, AppiaPay gets it done fast.
Stream Without Interruptions
Pay for Netflix, DStv, Showmax, and more—instantly and securely.
Top-Tier Security, Zero Stress.
Built for security with end-to-end encryption, instant fraud alerts, biometric & PIN protection—all fully licensed and compliant.
Real Stories. Real Satisfaction.
"AppiaPay made sending money to my family in Nigeria so easy. No delays, no crazy fees—just smooth transactions every time!"
Chinaza Okonkwo
Software Developer
"As a small business owner, I use AppiaPay to buy data, pay for subscriptions, and manage expenses. It's fast, reliable, and convenient."
Tunde Alabi
Fashion Entrepreneur
"I love how I can pay for Netflix and top up airtime in seconds. Plus, the virtual card feature is a game changer!"
Gabriel Eze
Digital Marketer
Get Started with AppiaPay,
It Only Takes Minutes
Download Now – Manage Your Money on Your Terms.
